Product features
Every feature built around one principle: you decide, Torbryan informs
A closer look at how Torbryan reads your cash position, flags what matters, and leaves every judgement call where it belongs — with you.
Overview
Built for businesses that need clarity, not another dashboard to babysit
Torbryan connects to the financial data you already have and turns it into a small number of clear, explained signals. No new spreadsheets to maintain, no alerts you have to decode — just a running read on your cash position and the reasoning behind it.
Rolling cash position
A continuously updated view of inflows, outflows, and balances across accounts, so you are working from one current picture instead of reconciling several exports by hand.
Automated anomaly flags
Torbryan highlights transactions and trends that sit outside your normal pattern — late payments, unusual spend, seasonal shifts — and explains why each one was flagged.
Plain-language reasoning behind every signal
Each flag or forecast comes with the underlying data and assumptions shown alongside it. You can trace exactly how Torbryan arrived at a number before you act on it.
No automated actions
Torbryan never moves money, approves payments, or adjusts terms on its own. It surfaces information; every decision stays with you or your finance team.
In detail
How each capability fits into your week
These are not isolated tools. They are designed to sit inside the cadence of a typical SME finance function — daily checks, weekly reviews, and the occasional deeper dive before a decision that matters.
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01
Daily cash summary
A short, consistent read of where cash stands each morning — balances, scheduled movements, and anything that changed overnight — so the first ten minutes of your day start with facts, not guesswork.
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02
Forward-looking cash projection
A projection built from your actual payment history and known commitments, shown as a range rather than a single confident number, because Torbryan is explicit about where uncertainty exists.
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03
Risk-tier flagging
Flags are grouped by how much attention they likely need, based on the risk appetite you set — so a minor timing variance does not get the same treatment as a client consistently paying late.
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04
Exportable, auditable reasoning
Every flag and projection can be exported with its supporting data intact, so it holds up in a board pack, a lender conversation, or an internal review without further rework.
Working with your appetite for risk
Three settings that shape how Torbryan speaks to you
How early a signal is raised
Set how far in advance you want early warnings. A cautious setting surfaces smaller deviations sooner; a looser setting waits for more confirmation before flagging anything.
Which parts of the business are covered
Apply monitoring broadly across the whole business or narrow it to specific accounts, cost centres, or revenue lines that carry the most uncertainty right now.
How often you want to be told
Choose daily, weekly, or event-driven updates. Torbryan fits into the reporting rhythm you already run rather than adding a new one on top.
Why this matters
The benefit of a tool that explains itself
Most finance teams don't lack data — they lack time to interpret it with confidence. Torbryan is built so that every figure it shows you can be questioned, traced, and defended, rather than taken on faith.
- Faster, better-informed decisions Because the reasoning is visible, you can move from flag to decision without a separate investigation step.
- Less time spent reconciling data One consistent source of cash information reduces the back-and-forth between spreadsheets, exports, and bank portals.
- Confidence in front of stakeholders Clear, exportable reasoning makes it straightforward to explain a cash position to a lender, investor, or board member.
- Control that stays with your team Nothing is actioned automatically. Torbryan is built to support judgement, not replace it.
See how these features apply to your own numbers
A short consultation is the quickest way to understand which settings and signals would matter most for your business.